- Advice and information
- Living with mental illness
- Money, benefits and mental health
Money, benefits and mental health
Money, benefits and mental health
Worrying about money can affect your mental health and living with a mental health condition can make managing money more difficult. This can lead to you being in a 'vicious cycle.'
This money and mental health page signposts you to our dedicated Mental Health & Money Advice website. It aims to help you understand, manage and improve your mental health and money issues.
Worried about the cost of living?
Our Mental Health & Money Advice Service is here to help.
Visit now ⧉ Visit now ⧉I am interested in
World Mental Health Day
We'll send you how you can take part in it, and what we have planned for it (Text TBD)
Welfare benefits and mental health
Universal Credit
Universal Credit (UC) is a benefit for people of working age who are on a low income or not well enough to work. Read our guide on applying for Universal Credit with a mental health condition.
Find out more Universal Credit
Interested in taking part?
Employment & Support Allowance (ESA)
If you're too unwell to work, you may be able to claim ESA.
Find out more Employment & Support Allowance (ESA)
Interested in taking part?
Benefits for mental health carers
Being a carer for someone living with a mental health condition might mean you can claim certain benefits to help you and the person you care for.
Find out more Benefits for mental health carers
Interested in taking part?
Work Capability Assessment (WCA)
Find out what the Work Capability Assessment is if you apply for ESA or Universal Credit with a limited capability for work.
Find out more Work Capability Assessment (WCA)
Interested in taking part?
Moving from DLA to PIP
Personal Independence Payment (PIP) is replacing Disability Living Allowance (DLA) for people aged 16 to 64. Find out how moving from DLA to PIP will affect you.
Find out more Moving from DLA to PIP
Interested in taking part?
Mandatory reconsideration
If you disagree with a decision the DWP makes about your benefits, you can ask them to look at it again. This is called a mandatory reconsideration.
Find out more Mandatory reconsideration
Interested in taking part?
Financial help during a crisis
I am interested in
World Mental Health Day
We'll send you how you can take part in it, and what we have planned for it (Text TBD)
Managing money with a mental Illness
Mental health and money toolkit
The Mental Health and Money Toolkit is a resource to help you understand, manage and improve your mental and financial health. Download your free copy today.
Find out more Mental health and money toolkit
Interested in taking part?
Managing money with a mental health condition
Managing your money can be difficult. Find out how to better manage your money with a mental health condition.
Find out more Managing money with a mental health condition
Interested in taking part?
Options for dealing with debt
Debt can cause a lot of stress and impact your mental health, but there are always options for dealing with it. Find out how.
Find out more Options for dealing with debt
Interested in taking part?
Cancelling contracts
Understand the rules around borrowing money and what options you have if you're too unwell to pay the money back.
Find out more Cancelling contracts
Interested in taking part?
I am interested in
World Mental Health Day
We'll send you how you can take part in it, and what we have planned for it (Text TBD)
Mental health and money tools
Savings calculator
The saving calculator determines how long and how much you need to save to pay back debts or save for the things you want to buy in the future.
Find out more Savings calculator
Interested in taking part?