Going into hospital: money matters
Going into hospital can be very upsetting and money may be the last thing on your mind. But if you don’t have a plan to deal with your money when you are in hospital, you could have debts to deal with when you leave.
- Disability Living Allowance, Personal Independence Allowance and Attendance Allowance stop if you are in hospital for 28 days.
- You can continue to get Housing Benefit for up to 52 weeks.
- Universal Credit will not usually be affected for 6 months.
- If you get benefits, tell the Department of Work and Pensions (DWP) and your local authority if you go into hospital.
- If you don’t tell the DWP that you are in hospital, they will continue to pay you the same amount. This means you may not be getting the right amount and you may have to pay some money back.
- You could make a plan with a relative or friend so they know what to do if you have to go into hospital. They could help with your finances while you are in hospital.
- You should continue to pay your essential bills (such as rent, council tax, fuel and insurance). You could do this by direct debit.
- If you cannot make financial decisions for yourself, someone may need to manage your finances for you.
We know that money and mental health problems often go hand in hand. That’s why Rethink Mental Illness, as part of Mental Health UK, have set up a new website. It will help you understand, manage and improve your mental and financial health. You can find a wide range of information to help you manage your money if you have to go into hospital. Just visit www.mentalhealthandmoneyadvice.org to find out more.
Visit the Mental Health & Money Advice site
Last reviewed in June 2017, next review June 2020.
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