Care homes - who pays? (Under the Care Act 2014)
If you need residential care in a care home your local authority may ask you to pay towards the cost. This factsheet looks at local authority rules on charging for residential accommodation. This section is an overview because the rules are complicated. This section is for people with mental illnesses and their carers.
- Your local authority should charge you for residential care services if you can afford to pay.
- Your local authority will do a financial assessment to work out if you have to pay towards the care home cost.
- They shouldn’t charge you for residential care services if you get free aftercare under section 117 of the Mental Health Act 1983.
- If you aren’t happy about how much your local authority is charging you can take action.
We know that money and mental health problems often go hand in hand. That’s why Rethink Mental Illness, as part of Mental Health UK, have set up a new website. It will help you understand, manage and improve your mental and financial health. You can find a wide range of information to help you with paying for residential care. Just visit www.mentalhealthandmoneyadvice.org to find out more.
These pages are created by Rethink Mental Illness' Advice Service in accordance with the Information Standard. Last reviewed in March 2018. Next review March 2020.
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