Universal Credit 

Universal Credit (UC) is a benefit for people of working age. You can claim it if you have a low income or do not work. Some people started getting it in April 2013. In this section, you can find out what benefits are being replaced by UC, who can get it and how much you could get.


  • Universal Credit (UC) is a benefit for people aged between 18 and 65 years old. Some people aged 16-17 will also be able to claim.
  • UC is replacing 6 benefits including income-related Employment & Support Allowance, income-based Job Seekers Allowance, Income Support, Tax Credits and Housing Benefit.
  • You can claim UC if you are in or out of work.
  • Earnings and savings will lower the amount of UC you can get.
  • You will get one monthly payment instead of a number of different payments.
  • Most people who claim UC must agree to do certain things. This is called a ‘claimant commitment’.
  • If you do not follow the rules in your claimant commitment, you could lose some of your benefit.

We know that money and mental health problems often go hand in hand. That’s why Rethink Mental Illness, as part of Mental Health UK, have set up a new website. It will help you understand, manage and improve your mental and financial health. You can find a wide range of information to help you with your benefits.


Visit the Mental Health & Money Advice site now 

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