Money matters - cancelling contracts
If you cannot make decisions for yourself, this is called ‘lacking capacity’. This page explains what happens if you borrow money from a lender when you lack capacity. It also explains your rights to cancel unwanted items you buy, and what to do if you have borrowed money from a loan shark.
Work Capability Assessment (WCA)
You may find this page helpful if you are claiming Employment and Support Allowance (ESA) or Universal Credit (UC) with a limited capability for work element. The Department for Work and Pensions (DWP) use a test called the Work Capability Assessment (WCA) to decide if you can claim these benefits.
Universal Credit (UC) is a benefit for people of working age. You can claim it if you have a low income or do not work. Some people started getting it in April 2013. In this section, you can find out what benefits are being replaced by UC, who can get it and how much you could get.
Debt - options when you are in debt
This section explains what you can do if you have debts that you cannot afford to pay. It gives an overview of the options that you may have, but you should speak to a specialist debt adviser first. The section includes details of organisations that can help.
Social Care - Direct Payments
You may need support from social services if you have a mental illness or care for someone with a mental illness. Social services can give you money to pay for services that you need. This money is called ‘direct payments.’ This page explains who can get direct payments and what you can use them for.